Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

Some associations like the Writers Guild of America also offer it to members. Group health plans are usually much cheaper than other types of private health insurance. What is a group health plan?

Cigna invests $100 million in new AI-powered specialty pharmacy program Cigna said on Wednesday its health services unit Evernorth has launched a new AI-powered specialty pharmacy program to reduce ...

A 65-year-old male in the U.S. needs an average of $171,000 set aside to cover long-term care, according to a report from the actuarial firm Milliman. If your savings aren't sufficient, long-term care ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

With the recent launches of Novo Nordisk’s Wegovy pill and Eli Lilly’s Foundayo, the obesity market has started to shift toward oral GLP-1 drugs. While Novo leverages its first-mover advantage with ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...